Finances Made Simple

Finances Made Simple

Take control of your money, ease your stress, and build a practice that supports your life

Money doesn’t have to feel confusing or stressful — even when your income changes from month to month.

Finances Made Simple is a practical, therapist-friendly guide to managing money with clarity and confidence. It’s designed for practitioners who want simple systems, steady habits, and fewer sleepless nights about finances.

This is a step-by-step framework that helps you understand your numbers, plan for the future, and make calm, informed decisions.

What this guide helps you do

Inside Finances Made Simple, you’ll learn how to:

• Create a realistic, flexible spending plan that works with irregular income
• Understand cash flow so you know where your money is coming from — and where it’s going
• Pay yourself intentionally by treating your income as a planned business expense
• Set up simple savings funds for tax, retirement, slow seasons, sick days, and annual leave
• Build a slow-season buffer by identifying income dips and preparing for them in advance
• Manage basic bookkeeping with a clear, straightforward tax template
• Develop a healthier mindset around money through gentle trial, adjustment, and iteration

This guide focuses on habits and systems, not perfection.

Small, consistent actions compound into long-term stability.

This guide is for you if you feel:

• Stressed by unpredictable income and unsure how to cover ongoing costs
• Confused about what to save for — and how much
• Overwhelmed by bookkeeping or avoiding your numbers altogether
• Ready to pay yourself properly, but unsure where to begin
• In need of a system that fits a therapist’s reality: physical work, variable bookings, and the need for rest

If you’ve ever thought “I’m just bad with money”, this guide will help you replace that story with practical skills.

If you’ve already tried…

• Checking your bank balance and hoping for the best
• Copying someone else’s pricing or budget
• Creating a spreadsheet once — and never updating it

You’re not alone. And you’re not failing.

You just need a repeatable system that’s built for your work and your life.

What’s included

• Clear, jargon-free explanations
  No accounting language. Just practical guidance you can actually use.
• Worksheets and templates
  Budgets, cash-flow calendars, savings pockets, and a simple tax template to share with your accountant.
• Real-world examples
  Including what I did in my own practice — mistakes included.
• Actionable next steps
  Simple to-do lists at the end of each section so you always know what to focus on next.
• Lifetime access to updates
  As the guide improves, you receive the latest version at no extra cost.

What changes when money feels clearer

You open your banking app without anxiety.
You know how many appointments you need each month.
Tax, slow seasons, sick days, and time off are planned for — not emergencies.

Your money becomes a tool that supports your choices, not a constant source of stress.

A calm, practical path forward

Whether you’re newly self-employed or years into practice,
Finances Made Simple helps you put systems in place that protect both your wellbeing and your income — step by step, without overwhelm.