Finances Made Simple

Finances Made Simple

Take control of your money, ease your stress, and build a practice that supports your life.

Money can feel awkward, complicated, and often overwhelming - especially when your income varies from month to month. I created Finances Made Simple because no one should have to guess their way through expenses, taxes and savings while trying to care for others.

This guide is written for therapists, practitioners and bodyworkers who want a clear, practical way to manage income  and create breathing room in their business and life. It’s not an accounting textbook - it’s a step-by-step system that helps you build reliable money habits, reduce stress, and make decisions confidently.

You will discover how to:

1. Create a realistic, flexible spending plan that reflects irregular income and protects your wellbeing.

2. Understand cash flow so you understand how your money is coming in and where it’s going.

3. Pay yourself intentionally: treating your payment as an expense and designing a sustainable salary plan.

4. Set up simple savings funds for taxes, retirement, slow season, sick days and annual leave - and how to prioritise them.

5. Build a slow-season buffer: identify seasonal dips, calculate shortfalls, and save monthly so lean months don’t derail you.

6. Practical bookkeeping basics, with my own straight forward and simple template for taxes.

7. A mindset approach to money - trial, error and gentle iteration so your systems evolve with your practice.

You may have been feeling that you're "just bad with money" or a larger income will fix all the issues and stresses (I mean, that would actually be helpful too), but the thing is, is that working with your money is about putting habits in place. 

Small habits over time will compound in to a large return.

Finances Made Simple is for you if you have been feeling:

• Stressed by unpredictable income and worried how to cover costs.

• Confused about what to save for (taxes? retirement? emergencies?) and how much.Overwhelmed by bookkeeping or avoiding looking at your numbers because it feels scary.

• Ready to pay yourself properly but don’t know where to start.

You need a system that fits a therapist’s life: the irregular bookings, the physical work, and the need for rest.

Maybe you have already tried...

• Glancing at your bank balance and hoping for the best (this was my default strategy when I first started. Spoiler: it didn't work.)

• Copying someone else’s pricing or budget (which rarely accounts for your exact costs or energy limits).

• A one-off spreadsheet that never gets updated.

 

That’s okay - Finances Made Simple helps you move from guesswork to a simple, repeatable routine.

 

• This guide includes easy-to-follow explanations (no accounting jargon).

• Worksheets and templates for budgets, cash-flow calendars, savings pockets and a simple tax template to use for your accountants.

• Real examples and “what I did” notes from my own practice - mistakes included.

• Actionable to-do lists at the end of each section so you always know the next step.

• Lifetime access to updates - when the guide improves, you get access to the latest version for free (FYI - purchasing this guide will be noted as a business expense…)

 

Imagine this...

You open your banking app and feel calm, not anxious. You know exactly how many appointments you need each month, how much to set aside for tax, and how much you can safely pay yourself. Slow seasons are planned for; sick days and annual leave aren’t financial emergencies. 

Your money has become a tool that supports your choices, not a source of constant stress.

Finances Made Simple is the practical, gentle route from uncertainty to clarity. Whether you’re just starting or you’ve been working for years, this guide helps you put systems in place that protect your wellbeing and your income - step by step, without overwhelm.